MindFin.AI
LAUNCHING 29 OCT 2026ATO REGISTERED SOFTWARE

Accounting AI agents you control.

MindFin's AI agents scan receipts, create invoices by chat, reconcile your bank, run payroll, and generate reports automatically. Just chat, snap, or upload, and review what the agents prepared.

Visit mindfin.ai ↗ (opens in a new tab)Book a demo
MindFin Lattice mark
KEY FEATURE 01

Autonomy is earned, never assumed

Every agent starts on Approve. After 20 clean approvals you are offered Auto for that agent. It never promotes itself, and an unattended action that fails drops back into your inbox. BAS, STP and TFN lodgements and outbound collection emails always wait for you.

Suggest · Approve · Autooffered at 20 clean approvalslodgements always human-gated
KEY FEATURE 02BAS lodgement in the app · from 29 Oct

BAS workpapers, then straight to the ATO

G1, 1A, 1B, W1 and W2 are computed from posted documents only, with prior-quarter movement, a lodgement checklist and the due date. Exceptions are flagged first: GST claimed without an ABN over $82.50, or GST that is not 1/11th of the total.

G1 · 1A · 1B · W1 · W2exceptions before lodgingprepares, never lodges unasked

What MindFin takes off your plate

Built for owners who'd rather run the business than reconcile it.

Ming + 27 Agents

You talk to one. It runs the fleet.

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Ask in your own words for an invoice, a chased debtor or an explanation of a number. Ming works out which specialist handles it and comes back with the work drafted. 27 agents in six teams: keeps the books, chases the money in, controls the money out, keeps you compliant, tells you what it means, watches the watchers.

Scan & Post

Photograph a bill. The entry drafts itself.

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Supplier, ABN, date, line items, GST and total come off the image or PDF. The posting agent codes it the way you coded that supplier last time and attaches the original. A duplicate of a bill you already paid is flagged before it reaches you.

Auto Bank Reconciliation

Every line coded and matched. Only the unclear one asks.

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Connect a live bank feed Coming soon or import a statement. Learned rules run first, then plain arithmetic on amounts and dates, and only what neither settles reaches a model. Whatever it proposes never posts on its own.

Payroll for 20 on PRO

Super, PAYG and leave computed in code.

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Twenty employees included on PRO, so headcount is not what decides your bill. Leave accrues on Fair Work defaults, leave requests carry approval through the manager chain, and the STP Phase 2 pay event is prepared for you to lodge. Pay runs, PAYG, superannuation and leave all work now; you send the prepared pay event yourself.

receipt_to_ledger · core loop● live · runs as documents land
triggersnap / feedextraction agentreads the documenttax code agentGST & categoryconfidence scorergrades every entryapprovalhuman gatereviewone tapledgerpostedmodel gatewayroutes each call · meters tokensvision lanereads receipts & billstext laneUS-hosted · zero data retention
07:12:03trigger.upload fired — receipts_inbox (from phone)
07:12:05extract: Bunnings Warehouse · $214.60 inc GST
07:12:09gateway: coder → text lane (US-hosted) · 1.2k tokens
07:12:11coder: 6-420 Tools & Equipment · GST credit $19.51
07:12:12checks: ABN valid · GST = 1/11th · no duplicate in 14 days
07:12:13autonomy: Auto earned (20 clean approvals) · posted · BAS Q1 credit tracked
07:12:14owner: nothing to review — P&L already current

Reports that explain themselves

From the live product: the reporting agents turn your ledger into flow, waterfall, and trend views, with every figure traceable to its source transaction.

fig. — income statement flow · real screen, demo data
MindFin's Income Flow chart for its demo company, FY 2025/26. Six sales lines flow into total revenue of $795.7K, which splits into gross margin of $475.8K and cost of revenue of $319.8K. Gross margin splits into operating expenses of $389.9K and an operating margin of $85.9K, leaving net profit of $83.6K, up 27.8% on the year before.
also in the product: cash-flow waterfall · revenue donut · trend lines
Security

Your books stay yours

Financial records are the most sensitive data a business holds. These controls are live in production.

ENCRYPTED PER BUSINESS

Each business has its own AES-256 key, wrapped in Cloud KMS. Deleting it shreds that business's data, backups included.

HELD IN AUSTRALIA

Database, files and secrets sit in Google Cloud's Sydney region, under keys that stay in-country.

NEVER IN A PROMPT

Tax file numbers, bank details, card numbers and credentials are blocked before any AI call. Names are swapped for tokens and restored locally.

NOT USED FOR TRAINING

Model providers are pinned with data collection denied and zero data retention. The arithmetic never goes near a model.

Connects to where you sell

Your history comes across from Xero, and new sales arrive already coded.

Xero logoXeroConnect Xero read-only and bring up to seven financial years across: chart of accounts, contacts, invoices, bills, payments and journals. It ends with MindFin’s trial balance beside Xero’s at cutover, account by account.Built
Shopify logoShopifyOrders, refunds, payouts and FIFO cost of sales, reconciled through a clearing account per payment gateway.Built
Square POS logoSquare POSOne accurate journal per trading day, in the location's own timezone.Built
Stripe logoStripeCharges, refunds, Stripe fees and payouts land coded in the ledger.Built
MindSEO logoMindSEOMindSEO invoices land as coded supplier bills, with no re-keying.Built
Bank feedsDirect feeds through an Australian bank-data aggregator.Planned

Built for business owners, not accountants

Four plans: FREE, AIR, PRO and PRO MAX. Paid plans are A$29, A$59 and A$119 a month ex GST, or 20% less paid annually. Every agent comes with every paid plan, so there is no AI tier to upgrade into. One month free, no card, cancel anytime.

FREE · AIR · PRO · PRO MAX
AU-ready: GST · BAS lodged from the app · payroll, with STP reporting next
launching 29 Oct 2026 · ATO security review passed 14 Oct
Launch list

Ready to let AI manage your books? Launching 29 October 2026.

Visit mindfin.ai ↗ (opens in a new tab)Book a demo →